Call report 2005Q4
SANTA LUCIA BANK — 2005Q4
The 22 measures SANTA LUCIA BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,419,000 | USD | evidence → |
| Total loans | 154,033,000 | USD | evidence → |
| Allowance for loan losses | 1,470,000 | USD | evidence → |
| Securities available for sale | 41,830,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 206,879,000 | USD | evidence → |
| Interest-bearing deposits | 120,190,000 | USD | evidence → |
| Noninterest-bearing deposits | 86,689,000 | USD | evidence → |
| Equity capital | 15,866,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,546,000 | USD | evidence → |
| Interest expense | 1,984,000 | USD | evidence → |
| Net interest income | 11,562,000 | USD | evidence → |
| Noninterest income | 1,058,000 | USD | evidence → |
| Noninterest expense | 7,808,000 | USD | evidence → |
| Provision for loan losses | 300,000 | USD | evidence → |
| Pretax income | 4,506,000 | USD | evidence → |
| Income tax | 1,759,000 | USD | evidence → |
| Net income | 2,747,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,351,000 | USD | evidence → |
| Total capital | 19,876,000 | USD | evidence → |
| Risk-weighted assets | 175,328,000 | USD | evidence → |