Call report 2004Q4
SANTA LUCIA BANK — 2004Q4
The 22 measures SANTA LUCIA BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 211,684,000 | USD | evidence → |
| Total loans | 126,786,000 | USD | evidence → |
| Allowance for loan losses | 1,200,000 | USD | evidence → |
| Securities available for sale | 57,535,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 194,868,000 | USD | evidence → |
| Interest-bearing deposits | 111,840,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,028,000 | USD | evidence → |
| Equity capital | 13,807,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,220,000 | USD | evidence → |
| Interest expense | 1,343,000 | USD | evidence → |
| Net interest income | 8,877,000 | USD | evidence → |
| Noninterest income | 1,190,000 | USD | evidence → |
| Noninterest expense | 7,060,000 | USD | evidence → |
| Provision for loan losses | 110,000 | USD | evidence → |
| Pretax income | 2,898,000 | USD | evidence → |
| Income tax | 1,076,000 | USD | evidence → |
| Net income | 1,822,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,917,000 | USD | evidence → |
| Total capital | 17,162,000 | USD | evidence → |
| Risk-weighted assets | 158,194,000 | USD | evidence → |