Call report 2003Q4
SANTA LUCIA BANK — 2003Q4
The 22 measures SANTA LUCIA BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 184,045,000 | USD | evidence → |
| Total loans | 111,061,000 | USD | evidence → |
| Allowance for loan losses | 1,112,000 | USD | evidence → |
| Securities available for sale | 45,778,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,251,000 | USD | evidence → |
| Interest-bearing deposits | 97,973,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,278,000 | USD | evidence → |
| Equity capital | 12,845,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,158,000 | USD | evidence → |
| Interest expense | 1,324,000 | USD | evidence → |
| Net interest income | 7,834,000 | USD | evidence → |
| Noninterest income | 1,312,000 | USD | evidence → |
| Noninterest expense | 6,590,000 | USD | evidence → |
| Provision for loan losses | 115,000 | USD | evidence → |
| Pretax income | 2,485,000 | USD | evidence → |
| Income tax | 873,000 | USD | evidence → |
| Net income | 1,612,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,666,000 | USD | evidence → |
| Total capital | 15,813,000 | USD | evidence → |
| Risk-weighted assets | 135,618,000 | USD | evidence → |