Call reports 2017
AMERICAN CITY BANK — 2017
What AMERICAN CITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Total assets | 313,820,000 | 308,040,000 |
| Total loans | 281,359,000 | 275,442,000 |
| Allowance for loan losses | 2,831,000 | 2,932,000 |
| Securities available for sale | 11,523,000 | 11,203,000 |
| Securities held to maturity | 2,358,000 | 2,357,000 |
| Trading assets | 0 | 0 |
| Total deposits | 241,442,000 | 236,369,000 |
| Interest-bearing deposits | 192,266,000 | 186,884,000 |
| Noninterest-bearing deposits | 49,176,000 | 49,484,000 |
| Equity capital | 58,388,000 | 60,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Interest income | 4,056,000 | 8,142,000 |
| Interest expense | 413,000 | 843,000 |
| Net interest income | 3,643,000 | 7,299,000 |
| Noninterest income | 201,000 | 378,000 |
| Noninterest expense | 1,556,000 | 3,041,000 |
| Provision for loan losses | 230,000 | 486,000 |
| Pretax income | 2,058,000 | 4,150,000 |
| Income tax | 169,000 | 303,000 |
| Net income | 1,889,000 | 3,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 |
|---|---|---|
| Tier 1 capital | 49,625,000 | 51,583,000 |
| Total capital | 52,456,000 | 54,515,000 |
| Risk-weighted assets | 303,891,000 | 295,767,000 |