Call report 2015Q4
AMERICAN CITY BANK — 2015Q4
The 22 measures AMERICAN CITY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 275,609,000 | USD | evidence → |
| Total loans | 230,521,000 | USD | evidence → |
| Allowance for loan losses | 2,353,000 | USD | evidence → |
| Securities available for sale | 14,517,000 | USD | evidence → |
| Securities held to maturity | 3,162,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 214,991,000 | USD | evidence → |
| Interest-bearing deposits | 164,591,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,401,000 | USD | evidence → |
| Equity capital | 52,269,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,771,000 | USD | evidence → |
| Interest expense | 1,366,000 | USD | evidence → |
| Net interest income | 11,405,000 | USD | evidence → |
| Noninterest income | 1,160,000 | USD | evidence → |
| Noninterest expense | 5,419,000 | USD | evidence → |
| Provision for loan losses | 419,000 | USD | evidence → |
| Pretax income | 6,727,000 | USD | evidence → |
| Income tax | 416,000 | USD | evidence → |
| Net income | 6,311,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,272,000 | USD | evidence → |
| Total capital | 45,625,000 | USD | evidence → |
| Risk-weighted assets | 245,305,000 | USD | evidence → |