Call report 2008Q4
AMERICAN CITY BANK — 2008Q4
The 22 measures AMERICAN CITY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 212,323,000 | USD | evidence → |
| Total loans | 158,061,000 | USD | evidence → |
| Allowance for loan losses | 2,012,000 | USD | evidence → |
| Securities available for sale | 19,061,000 | USD | evidence → |
| Securities held to maturity | 6,099,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 169,523,000 | USD | evidence → |
| Interest-bearing deposits | 148,974,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,550,000 | USD | evidence → |
| Equity capital | 31,156,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,062,000 | USD | evidence → |
| Interest expense | 4,760,000 | USD | evidence → |
| Net interest income | 7,302,000 | USD | evidence → |
| Noninterest income | 606,000 | USD | evidence → |
| Noninterest expense | 4,128,000 | USD | evidence → |
| Provision for loan losses | 1,300,000 | USD | evidence → |
| Pretax income | 2,584,000 | USD | evidence → |
| Income tax | 150,000 | USD | evidence → |
| Net income | 2,434,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,348,000 | USD | evidence → |
| Total capital | 22,351,000 | USD | evidence → |
| Risk-weighted assets | 160,263,000 | USD | evidence → |