Call report 2005Q4
AMERICAN CITY BANK — 2005Q4
The 22 measures AMERICAN CITY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 155,934,000 | USD | evidence → |
| Total loans | 100,607,000 | USD | evidence → |
| Allowance for loan losses | 1,086,000 | USD | evidence → |
| Securities available for sale | 24,619,000 | USD | evidence → |
| Securities held to maturity | 2,377,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 129,343,000 | USD | evidence → |
| Interest-bearing deposits | 104,410,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,933,000 | USD | evidence → |
| Equity capital | 24,760,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,275,000 | USD | evidence → |
| Interest expense | 3,067,000 | USD | evidence → |
| Net interest income | 5,208,000 | USD | evidence → |
| Noninterest income | 748,000 | USD | evidence → |
| Noninterest expense | 3,530,000 | USD | evidence → |
| Provision for loan losses | 585,000 | USD | evidence → |
| Pretax income | 1,841,000 | USD | evidence → |
| Income tax | 190,000 | USD | evidence → |
| Net income | 1,651,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,943,000 | USD | evidence → |
| Total capital | 14,029,000 | USD | evidence → |
| Risk-weighted assets | 109,005,000 | USD | evidence → |