Call report 2004Q4
AMERICAN CITY BANK — 2004Q4
The 22 measures AMERICAN CITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,017,000 | USD | evidence → |
| Total loans | 95,355,000 | USD | evidence → |
| Allowance for loan losses | 714,000 | USD | evidence → |
| Securities available for sale | 20,525,000 | USD | evidence → |
| Securities held to maturity | 1,176,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,319,000 | USD | evidence → |
| Interest-bearing deposits | 96,869,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,450,000 | USD | evidence → |
| Equity capital | 23,263,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,121,000 | USD | evidence → |
| Interest expense | 1,339,000 | USD | evidence → |
| Net interest income | 2,782,000 | USD | evidence → |
| Noninterest income | 678,000 | USD | evidence → |
| Noninterest expense | 2,223,000 | USD | evidence → |
| Provision for loan losses | 245,000 | USD | evidence → |
| Pretax income | 997,000 | USD | evidence → |
| Income tax | 82,000 | USD | evidence → |
| Net income | 915,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,893,000 | USD | evidence → |
| Total capital | 12,607,000 | USD | evidence → |
| Risk-weighted assets | 101,741,000 | USD | evidence → |