Call report 2003Q4
AMERICAN CITY BANK — 2003Q4
The 22 measures AMERICAN CITY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 125,830,000 | USD | evidence → |
| Total loans | 85,079,000 | USD | evidence → |
| Allowance for loan losses | 653,000 | USD | evidence → |
| Securities available for sale | 18,103,000 | USD | evidence → |
| Securities held to maturity | 1,368,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 114,935,000 | USD | evidence → |
| Interest-bearing deposits | 96,147,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,788,000 | USD | evidence → |
| Equity capital | 9,417,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,786,000 | USD | evidence → |
| Interest expense | 2,290,000 | USD | evidence → |
| Net interest income | 4,496,000 | USD | evidence → |
| Noninterest income | 574,000 | USD | evidence → |
| Noninterest expense | 3,336,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 1,519,000 | USD | evidence → |
| Income tax | 134,000 | USD | evidence → |
| Net income | 1,385,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,454,000 | USD | evidence → |
| Total capital | 10,107,000 | USD | evidence → |
| Risk-weighted assets | 91,259,000 | USD | evidence → |