Call report 2002Q4
AMERICAN CITY BANK — 2002Q4
The 22 measures AMERICAN CITY BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,726,000 | USD | evidence → |
| Total loans | 80,641,000 | USD | evidence → |
| Allowance for loan losses | 615,000 | USD | evidence → |
| Securities available for sale | 19,030,000 | USD | evidence → |
| Securities held to maturity | 2,050,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,348,000 | USD | evidence → |
| Interest-bearing deposits | 90,294,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,054,000 | USD | evidence → |
| Equity capital | 9,105,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,110,000 | USD | evidence → |
| Interest expense | 2,824,000 | USD | evidence → |
| Net interest income | 4,286,000 | USD | evidence → |
| Noninterest income | 624,000 | USD | evidence → |
| Noninterest expense | 3,145,000 | USD | evidence → |
| Provision for loan losses | 220,000 | USD | evidence → |
| Pretax income | 1,659,000 | USD | evidence → |
| Income tax | 130,000 | USD | evidence → |
| Net income | 1,529,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,990,000 | USD | evidence → |
| Total capital | 9,605,000 | USD | evidence → |
| Risk-weighted assets | 88,589,000 | USD | evidence → |