Call report 2012Q4
CITIZENS BANK — 2012Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 47,882,000 | USD | evidence → |
| Total loans | 20,772,000 | USD | evidence → |
| Allowance for loan losses | 221,000 | USD | evidence → |
| Securities available for sale | 22,445,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 38,459,000 | USD | evidence → |
| Interest-bearing deposits | 30,133,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,326,000 | USD | evidence → |
| Equity capital | 4,287,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,723,000 | USD | evidence → |
| Interest expense | 270,000 | USD | evidence → |
| Net interest income | 1,453,000 | USD | evidence → |
| Noninterest income | 285,000 | USD | evidence → |
| Noninterest expense | 1,111,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 716,000 | USD | evidence → |
| Income tax | 35,000 | USD | evidence → |
| Net income | 681,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,778,000 | USD | evidence → |
| Total capital | 3,999,000 | USD | evidence → |
| Risk-weighted assets | 26,864,000 | USD | evidence → |