Call report 2007Q4
CITIZENS BANK — 2007Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,383,000 | USD | evidence → |
| Total loans | 18,982,000 | USD | evidence → |
| Allowance for loan losses | 220,000 | USD | evidence → |
| Securities available for sale | 9,514,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,436,000 | USD | evidence → |
| Interest-bearing deposits | 18,415,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,021,000 | USD | evidence → |
| Equity capital | 3,575,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,836,000 | USD | evidence → |
| Interest expense | 720,000 | USD | evidence → |
| Net interest income | 1,116,000 | USD | evidence → |
| Noninterest income | 300,000 | USD | evidence → |
| Noninterest expense | 1,046,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 370,000 | USD | evidence → |
| Income tax | 23,000 | USD | evidence → |
| Net income | 347,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,608,000 | USD | evidence → |
| Total capital | 3,828,000 | USD | evidence → |
| Risk-weighted assets | 21,863,000 | USD | evidence → |