Call report 2005Q4
CITIZENS BANK — 2005Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 29,055,000 | USD | evidence → |
| Total loans | 16,862,000 | USD | evidence → |
| Allowance for loan losses | 226,000 | USD | evidence → |
| Securities available for sale | 10,353,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,483,000 | USD | evidence → |
| Interest-bearing deposits | 18,870,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,613,000 | USD | evidence → |
| Equity capital | 3,601,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,551,000 | USD | evidence → |
| Interest expense | 500,000 | USD | evidence → |
| Net interest income | 1,051,000 | USD | evidence → |
| Noninterest income | 343,000 | USD | evidence → |
| Noninterest expense | 1,029,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 365,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 346,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,771,000 | USD | evidence → |
| Total capital | 3,997,000 | USD | evidence → |
| Risk-weighted assets | 19,586,000 | USD | evidence → |