Call report 2003Q4
CITIZENS BANK — 2003Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 31,248,000 | USD | evidence → |
| Total loans | 18,351,000 | USD | evidence → |
| Allowance for loan losses | 225,000 | USD | evidence → |
| Securities available for sale | 11,267,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,392,000 | USD | evidence → |
| Interest-bearing deposits | 19,888,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,504,000 | USD | evidence → |
| Equity capital | 3,918,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,562,000 | USD | evidence → |
| Interest expense | 497,000 | USD | evidence → |
| Net interest income | 1,065,000 | USD | evidence → |
| Noninterest income | 318,000 | USD | evidence → |
| Noninterest expense | 976,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 417,000 | USD | evidence → |
| Income tax | 109,000 | USD | evidence → |
| Net income | 308,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,807,000 | USD | evidence → |
| Total capital | 4,032,000 | USD | evidence → |
| Risk-weighted assets | 22,105,000 | USD | evidence → |