Call report 2002Q4
CITIZENS BANK — 2002Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,281,000 | USD | evidence → |
| Total loans | 17,581,000 | USD | evidence → |
| Allowance for loan losses | 230,000 | USD | evidence → |
| Securities available for sale | 10,920,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,377,000 | USD | evidence → |
| Interest-bearing deposits | 20,131,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,246,000 | USD | evidence → |
| Equity capital | 3,937,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,915,000 | USD | evidence → |
| Interest expense | 655,000 | USD | evidence → |
| Net interest income | 1,260,000 | USD | evidence → |
| Noninterest income | 282,000 | USD | evidence → |
| Noninterest expense | 1,072,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 470,000 | USD | evidence → |
| Income tax | 122,000 | USD | evidence → |
| Net income | 348,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,773,000 | USD | evidence → |
| Total capital | 4,003,000 | USD | evidence → |
| Risk-weighted assets | 21,286,000 | USD | evidence → |