Call reports 2025
TRUSTTEXAS BANK, S.S.B. — 2025
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 353,056,000 | 355,237,000 | 363,923,000 | 368,474,000 |
| Total loans | 176,970,000 | 176,394,000 | 176,545,000 | 176,278,000 |
| Allowance for loan losses | 1,869,000 | 1,795,000 | 1,902,000 | 1,688,000 |
| Securities available for sale | 83,742,000 | 79,548,000 | 84,935,000 | 84,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,629,000 | 354,658,000 | 358,398,000 | 361,732,000 |
| Interest-bearing deposits | 300,091,000 | 303,613,000 | 307,783,000 | 313,110,000 |
| Noninterest-bearing deposits | 49,538,000 | 51,045,000 | 50,615,000 | 48,622,000 |
| Equity capital | 73,000 | -2,810,000 | 1,963,000 | 3,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,755,000 | 7,674,000 | 11,631,000 | 15,543,000 |
| Interest expense | 1,840,000 | 3,325,000 | 4,868,000 | 6,424,000 |
| Net interest income | 1,915,000 | 4,349,000 | 6,763,000 | 9,119,000 |
| Noninterest income | 339,000 | 693,000 | 1,213,000 | 1,739,000 |
| Noninterest expense | 2,708,000 | 5,320,000 | 7,884,000 | 10,349,000 |
| Provision for loan losses | 13,000 | -56,000 | 106,000 | -95,000 |
| Pretax income | -8,413,000 | -8,306,000 | -8,098,000 | -8,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -8,413,000 | -8,306,000 | -8,098,000 | -8,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,634,000 | 32,740,000 | 32,948,000 | 33,009,000 |
| Total capital | 34,630,000 | 34,800,000 | 35,116,000 | 34,837,000 |
| Risk-weighted assets | 168,081,000 | 165,374,000 | 214,064,000 | 168,798,000 |