Call reports 2024
TRUSTTEXAS BANK, S.S.B. — 2024
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 410,519,000 | 391,342,000 | 388,907,000 | 380,260,000 |
| Total loans | 172,482,000 | 171,756,000 | 171,638,000 | 174,709,000 |
| Allowance for loan losses | 1,800,000 | 1,806,000 | 1,813,000 | 1,870,000 |
| Securities available for sale | 135,051,000 | 132,355,000 | 134,068,000 | 127,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,383,000 | 332,707,000 | 338,678,000 | 345,091,000 |
| Interest-bearing deposits | 285,818,000 | 285,964,000 | 288,779,000 | 293,455,000 |
| Noninterest-bearing deposits | 48,565,000 | 46,743,000 | 49,899,000 | 51,636,000 |
| Equity capital | 7,134,000 | 5,173,000 | 6,480,000 | 1,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,323,000 | 8,459,000 | 12,460,000 | 16,355,000 |
| Interest expense | 2,471,000 | 4,814,000 | 7,107,000 | 9,139,000 |
| Net interest income | 1,852,000 | 3,645,000 | 5,353,000 | 7,216,000 |
| Noninterest income | 358,000 | 746,000 | 1,143,000 | 1,521,000 |
| Noninterest expense | 2,965,000 | 5,782,000 | 8,721,000 | 11,505,000 |
| Provision for loan losses | 5,000 | 13,000 | 30,000 | 119,000 |
| Pretax income | -843,000 | -1,503,000 | -2,354,000 | -2,910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -843,000 | -1,503,000 | -2,354,000 | -2,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,764,000 | 42,102,000 | 41,253,000 | 40,696,000 |
| Total capital | 44,751,000 | 44,110,000 | 43,268,000 | 42,693,000 |
| Risk-weighted assets | 181,851,000 | 191,790,000 | 176,172,000 | 188,164,000 |