Call reports 2023
TRUSTTEXAS BANK, S.S.B. — 2023
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 454,521,000 | 448,440,000 | 444,038,000 | 439,631,000 |
| Total loans | 180,387,000 | 178,566,000 | 175,699,000 | 174,957,000 |
| Allowance for loan losses | 1,619,000 | 1,624,000 | 1,803,000 | 1,811,000 |
| Securities available for sale | 136,002,000 | 142,984,000 | 138,280,000 | 145,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,195,000 | 346,209,000 | 351,171,000 | 339,762,000 |
| Interest-bearing deposits | 305,445,000 | 297,376,000 | 297,854,000 | 293,004,000 |
| Noninterest-bearing deposits | 51,750,000 | 48,833,000 | 53,317,000 | 46,758,000 |
| Equity capital | 7,563,000 | 7,248,000 | 2,553,000 | 9,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,548,000 | 7,908,000 | 12,235,000 | 16,821,000 |
| Interest expense | 1,064,000 | 3,166,000 | 5,377,000 | 7,831,000 |
| Net interest income | 2,484,000 | 4,742,000 | 6,858,000 | 8,990,000 |
| Noninterest income | 349,000 | 702,000 | 1,065,000 | 1,429,000 |
| Noninterest expense | 2,871,000 | 5,671,000 | 8,454,000 | 11,588,000 |
| Provision for loan losses | 5,000 | 7,000 | 186,000 | 197,000 |
| Pretax income | -195,000 | -415,000 | -869,000 | -1,701,000 |
| Income tax | 0 | 0 | 0 | 388,000 |
| Net income | -195,000 | -415,000 | -869,000 | -2,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,463,000 | 45,242,000 | 44,787,000 | 43,567,000 |
| Total capital | — | — | 46,590,000 | 45,562,000 |
| Risk-weighted assets | — | — | 188,158,000 | 197,686,000 |