Call reports 2022
TRUSTTEXAS BANK, S.S.B. — 2022
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 386,098,000 | 377,890,000 | 379,739,000 | 378,875,000 |
| Total loans | 164,349,000 | 167,146,000 | 174,370,000 | 180,900,000 |
| Allowance for loan losses | 1,623,000 | 1,592,000 | 1,615,000 | 1,615,000 |
| Securities available for sale | 160,140,000 | 145,135,000 | 140,355,000 | 143,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,599,000 | 366,609,000 | 372,634,000 | 367,750,000 |
| Interest-bearing deposits | 303,130,000 | 309,079,000 | 311,652,000 | 314,461,000 |
| Noninterest-bearing deposits | 54,469,000 | 57,530,000 | 60,982,000 | 53,289,000 |
| Equity capital | 26,150,000 | 8,609,000 | 4,156,000 | 8,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,819,000 | 5,717,000 | 8,811,000 | 12,050,000 |
| Interest expense | 334,000 | 673,000 | 1,049,000 | 1,531,000 |
| Net interest income | 2,485,000 | 5,044,000 | 7,762,000 | 10,519,000 |
| Noninterest income | 331,000 | 679,000 | 1,032,000 | 1,370,000 |
| Noninterest expense | 2,709,000 | 5,416,000 | 8,265,000 | 11,097,000 |
| Provision for loan losses | 4,000 | 19,000 | 57,000 | 63,000 |
| Pretax income | 430,000 | 615,000 | 799,000 | 1,015,000 |
| Income tax | -47,000 | -165,000 | -286,000 | 0 |
| Net income | 477,000 | 780,000 | 1,085,000 | 1,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,119,000 | 45,422,000 | 45,727,000 | 45,657,000 |