Call reports 2021
TRUSTTEXAS BANK, S.S.B. — 2021
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 362,776,000 | 371,054,000 | 379,379,000 | 398,191,000 |
| Total loans | 177,811,000 | 180,949,000 | 174,109,000 | 166,542,000 |
| Allowance for loan losses | 1,700,000 | 1,633,000 | 1,626,000 | 1,623,000 |
| Securities available for sale | 130,332,000 | 146,767,000 | 153,055,000 | 169,812,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 317,897,000 | 322,825,000 | 332,730,000 | 352,598,000 |
| Interest-bearing deposits | 270,373,000 | 273,314,000 | 276,480,000 | 299,155,000 |
| Noninterest-bearing deposits | 47,524,000 | 49,511,000 | 56,250,000 | 53,443,000 |
| Equity capital | 42,711,000 | 45,644,000 | 44,216,000 | 43,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,859,000 | 5,648,000 | 8,535,000 | 11,333,000 |
| Interest expense | 363,000 | 711,000 | 1,044,000 | 1,367,000 |
| Net interest income | 2,496,000 | 4,937,000 | 7,491,000 | 9,966,000 |
| Noninterest income | 306,000 | 654,000 | 994,000 | 1,783,000 |
| Noninterest expense | 2,496,000 | 5,046,000 | 7,698,000 | 10,508,000 |
| Provision for loan losses | 86,000 | 86,000 | 94,000 | 100,000 |
| Pretax income | 272,000 | 614,000 | 1,268,000 | 1,716,000 |
| Income tax | -34,000 | -81,000 | -81,000 | -51,000 |
| Net income | 306,000 | 695,000 | 1,349,000 | 1,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,232,000 | 43,621,000 | 44,275,000 | 44,692,000 |