Call reports 2020
TRUSTTEXAS BANK, S.S.B. — 2020
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 341,160,000 | 356,920,000 | 356,132,000 | 354,539,000 |
| Total loans | 174,899,000 | 169,349,000 | 170,272,000 | 174,227,000 |
| Allowance for loan losses | 1,587,000 | 1,586,000 | 1,601,000 | 1,600,000 |
| Securities available for sale | 102,342,000 | 118,432,000 | 132,243,000 | 135,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,605,000 | 309,144,000 | 308,251,000 | 306,051,000 |
| Interest-bearing deposits | 262,370,000 | 263,921,000 | 264,704,000 | 264,602,000 |
| Noninterest-bearing deposits | 36,235,000 | 45,223,000 | 43,547,000 | 41,449,000 |
| Equity capital | 40,262,000 | 44,878,000 | 44,771,000 | 45,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,181,000 | 6,088,000 | 8,898,000 | 11,730,000 |
| Interest expense | 570,000 | 1,060,000 | 1,544,000 | 1,973,000 |
| Net interest income | 2,611,000 | 5,028,000 | 7,354,000 | 9,757,000 |
| Noninterest income | 334,000 | 577,000 | 815,000 | 1,194,000 |
| Noninterest expense | 2,848,000 | 5,666,000 | 8,480,000 | 11,076,000 |
| Provision for loan losses | 409,000 | 409,000 | 428,000 | 434,000 |
| Pretax income | 404,000 | 348,000 | 190,000 | 400,000 |
| Income tax | -15,000 | -110,000 | -237,000 | -293,000 |
| Net income | 419,000 | 458,000 | 427,000 | 693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,652,000 | 42,690,000 | 42,659,000 | 42,925,000 |