Call reports 2019
TRUSTTEXAS BANK, S.S.B. — 2019
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 337,234,000 | 336,419,000 | 342,981,000 | 346,448,000 |
| Total loans | 175,795,000 | 179,196,000 | 176,594,000 | 181,713,000 |
| Allowance for loan losses | 1,149,000 | 1,128,000 | 1,132,000 | 1,185,000 |
| Securities available for sale | 100,434,000 | 109,089,000 | 112,654,000 | 118,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,334,000 | 292,006,000 | 297,098,000 | 300,147,000 |
| Interest-bearing deposits | 260,487,000 | 256,124,000 | 260,825,000 | 264,007,000 |
| Noninterest-bearing deposits | 35,847,000 | 35,882,000 | 36,273,000 | 36,140,000 |
| Equity capital | 38,699,000 | 41,435,000 | 42,561,000 | 43,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,117,000 | 6,227,000 | 9,412,000 | 12,621,000 |
| Interest expense | 477,000 | 1,007,000 | 1,570,000 | 2,148,000 |
| Net interest income | 2,640,000 | 5,220,000 | 7,842,000 | 10,473,000 |
| Noninterest income | 293,000 | 600,000 | 923,000 | 1,266,000 |
| Noninterest expense | 2,465,000 | 5,178,000 | 7,673,000 | 10,817,000 |
| Provision for loan losses | -345,000 | -338,000 | -326,000 | -267,000 |
| Pretax income | 882,000 | 1,168,000 | 1,626,000 | 1,432,000 |
| Income tax | 84,000 | 46,000 | 37,000 | -894,000 |
| Net income | 798,000 | 1,122,000 | 1,589,000 | 2,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,755,000 | 41,079,000 | 41,546,000 | 42,283,000 |
| Total capital | 41,904,000 | 42,207,000 | 42,678,000 | 43,468,000 |
| Risk-weighted assets | 187,464,000 | 188,805,000 | 188,080,000 | 189,657,000 |