Call reports 2018
TRUSTTEXAS BANK, S.S.B. — 2018
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 312,717,000 | 317,367,000 | 325,660,000 | 333,918,000 |
| Total loans | 166,540,000 | 169,810,000 | 172,634,000 | 178,174,000 |
| Allowance for loan losses | 1,654,000 | 1,668,000 | 1,694,000 | 1,680,000 |
| Securities available for sale | 100,547,000 | 98,595,000 | 95,462,000 | 98,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,380,000 | 280,471,000 | 289,323,000 | 295,184,000 |
| Interest-bearing deposits | 242,562,000 | 246,174,000 | 251,121,000 | 259,518,000 |
| Noninterest-bearing deposits | 33,818,000 | 34,297,000 | 38,202,000 | 35,666,000 |
| Equity capital | 34,730,000 | 35,187,000 | 34,357,000 | 36,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,794,000 | 5,693,000 | 8,606,000 | 11,689,000 |
| Interest expense | 304,000 | 634,000 | 1,007,000 | 1,438,000 |
| Net interest income | 2,490,000 | 5,059,000 | 7,599,000 | 10,251,000 |
| Noninterest income | 210,000 | 468,000 | 827,000 | 1,146,000 |
| Noninterest expense | 2,296,000 | 4,780,000 | 7,192,000 | 9,842,000 |
| Provision for loan losses | 131,000 | 139,000 | 173,000 | 176,000 |
| Pretax income | 376,000 | 805,000 | 1,272,000 | 1,593,000 |
| Income tax | -7,000 | 0 | -12,000 | -548,000 |
| Net income | 383,000 | 805,000 | 1,284,000 | 2,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,735,000 | 38,157,000 | 38,635,000 | 39,982,000 |
| Total capital | 39,401,000 | 39,825,000 | 40,329,000 | 41,662,000 |
| Risk-weighted assets | 191,256,000 | 185,792,000 | 187,959,000 | 192,984,000 |