Call reports 2016
TRUSTTEXAS BANK, S.S.B. — 2016
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 318,543,000 | 311,514,000 | 308,265,000 | 306,891,000 |
| Total loans | 150,274,000 | 151,777,000 | 148,565,000 | 151,556,000 |
| Allowance for loan losses | 1,037,000 | 1,037,000 | 1,037,000 | 1,054,000 |
| Securities available for sale | 91,324,000 | 102,688,000 | 99,190,000 | 104,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,124,000 | 271,608,000 | 268,384,000 | 270,325,000 |
| Interest-bearing deposits | 238,453,000 | 233,013,000 | 231,776,000 | 238,214,000 |
| Noninterest-bearing deposits | 40,671,000 | 38,595,000 | 36,608,000 | 32,111,000 |
| Equity capital | 37,095,000 | 37,770,000 | 37,831,000 | 34,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,783,000 | 5,428,000 | 8,050,000 | 10,684,000 |
| Interest expense | 292,000 | 550,000 | 802,000 | 1,057,000 |
| Net interest income | 2,491,000 | 4,878,000 | 7,248,000 | 9,627,000 |
| Noninterest income | 297,000 | 509,000 | 730,000 | 947,000 |
| Noninterest expense | 2,151,000 | 4,273,000 | 6,451,000 | 8,861,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 225,000 |
| Pretax income | 1,666,000 | 2,357,000 | 3,160,000 | 3,322,000 |
| Income tax | 351,000 | 450,000 | 550,000 | 648,000 |
| Net income | 1,315,000 | 1,907,000 | 2,610,000 | 2,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,877,000 | 35,470,000 | 36,174,000 | 36,237,000 |
| Total capital | 35,915,000 | 36,508,000 | 37,213,000 | 37,297,000 |
| Risk-weighted assets | 170,215,000 | 169,815,000 | 167,098,000 | 171,592,000 |