Call reports 2015
TRUSTTEXAS BANK, S.S.B. — 2015
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 304,424,000 | 300,550,000 | 304,378,000 | 317,177,000 |
| Total loans | 128,950,000 | 133,049,000 | 138,917,000 | 148,551,000 |
| Allowance for loan losses | 818,000 | 821,000 | 851,000 | 849,000 |
| Securities available for sale | 25,469,000 | 25,967,000 | 22,906,000 | 18,621,000 |
| Securities held to maturity | 88,399,000 | 90,717,000 | 91,002,000 | 90,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,162,000 | 265,883,000 | 268,752,000 | 280,951,000 |
| Interest-bearing deposits | 234,778,000 | 228,259,000 | 230,391,000 | 242,604,000 |
| Noninterest-bearing deposits | 35,384,000 | 37,624,000 | 38,361,000 | 38,347,000 |
| Equity capital | 32,385,000 | 32,675,000 | 33,353,000 | 33,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,633,000 | 5,304,000 | 8,021,000 | 10,844,000 |
| Interest expense | 246,000 | 493,000 | 743,000 | 993,000 |
| Net interest income | 2,387,000 | 4,811,000 | 7,278,000 | 9,851,000 |
| Noninterest income | 165,000 | 326,000 | 495,000 | 662,000 |
| Noninterest expense | 2,205,000 | 4,267,000 | 6,255,000 | 8,351,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 356,000 | 902,000 | 1,527,000 | 2,191,000 |
| Income tax | 51,000 | 133,000 | 214,000 | 278,000 |
| Net income | 305,000 | 769,000 | 1,313,000 | 1,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,219,000 | 32,410,000 | 32,953,000 | 33,554,000 |
| Total capital | 33,037,000 | 33,231,000 | 33,804,000 | 34,403,000 |
| Risk-weighted assets | 150,797,000 | 154,200,000 | 157,483,000 | 169,438,000 |