Call reports 2014
TRUSTTEXAS BANK, S.S.B. — 2014
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 277,011,000 | 278,636,000 | 288,130,000 | 302,943,000 |
| Total loans | 114,852,000 | 118,668,000 | 117,470,000 | 127,144,000 |
| Allowance for loan losses | 771,000 | 812,000 | 807,000 | 823,000 |
| Securities available for sale | 16,584,000 | 15,531,000 | 14,299,000 | 32,081,000 |
| Securities held to maturity | 73,852,000 | 81,554,000 | 86,099,000 | 90,583,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,180,000 | 246,137,000 | 254,994,000 | 268,955,000 |
| Interest-bearing deposits | 220,772,000 | 222,188,000 | 225,814,000 | 234,897,000 |
| Noninterest-bearing deposits | 24,408,000 | 23,949,000 | 29,180,000 | 34,058,000 |
| Equity capital | 29,891,000 | 30,587,000 | 31,070,000 | 31,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,402,000 | 4,872,000 | 7,371,000 | 9,975,000 |
| Interest expense | 272,000 | 547,000 | 830,000 | 1,084,000 |
| Net interest income | 2,130,000 | 4,325,000 | 6,541,000 | 8,891,000 |
| Noninterest income | 167,000 | 335,000 | 504,000 | 672,000 |
| Noninterest expense | 1,832,000 | 3,768,000 | 5,670,000 | 7,635,000 |
| Provision for loan losses | 75,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 390,000 | 813,000 | 1,319,000 | 1,872,000 |
| Income tax | 60,000 | 106,000 | 155,000 | 203,000 |
| Net income | 330,000 | 707,000 | 1,164,000 | 1,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,803,000 | 31,181,000 | 31,638,000 | 32,143,000 |
| Total capital | 31,574,000 | 31,993,000 | 32,445,000 | 32,966,000 |
| Risk-weighted assets | 130,762,000 | 136,678,000 | 136,917,000 | 150,749,000 |