Call reports 2013
TRUSTTEXAS BANK, S.S.B. — 2013
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 254,047,000 | 229,844,000 | 248,085,000 | 264,145,000 |
| Total loans | 100,026,000 | 103,922,000 | 108,043,000 | 111,335,000 |
| Allowance for loan losses | 696,000 | 698,000 | 721,000 | 744,000 |
| Securities available for sale | 21,974,000 | 17,641,000 | 16,635,000 | 16,283,000 |
| Securities held to maturity | 72,043,000 | 66,880,000 | 70,624,000 | 72,447,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,440,000 | 197,261,000 | 217,458,000 | 232,981,000 |
| Interest-bearing deposits | 200,421,000 | 176,259,000 | 192,552,000 | 210,082,000 |
| Noninterest-bearing deposits | 23,019,000 | 21,002,000 | 24,906,000 | 22,899,000 |
| Equity capital | 28,863,000 | 28,682,000 | 28,646,000 | 29,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,282,000 | 4,570,000 | 6,851,000 | 9,222,000 |
| Interest expense | 292,000 | 564,000 | 819,000 | 1,086,000 |
| Net interest income | 1,990,000 | 4,006,000 | 6,032,000 | 8,136,000 |
| Noninterest income | 168,000 | 342,000 | 555,000 | 734,000 |
| Noninterest expense | 1,686,000 | 3,339,000 | 5,190,000 | 6,812,000 |
| Provision for loan losses | -160,000 | -160,000 | -135,000 | -105,000 |
| Pretax income | 632,000 | 1,375,000 | 1,738,000 | 2,370,000 |
| Income tax | 83,000 | 157,000 | 235,000 | 315,000 |
| Net income | 549,000 | 1,218,000 | 1,503,000 | 2,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,977,000 | 29,636,000 | 29,921,000 | 30,473,000 |
| Total capital | 29,673,000 | 30,334,000 | 30,642,000 | 31,217,000 |
| Risk-weighted assets | 117,672,000 | 122,163,000 | 127,031,000 | 130,174,000 |