Call reports 2012
TRUSTTEXAS BANK, S.S.B. — 2012
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 221,145,000 | 221,094,000 | 231,622,000 | 248,500,000 |
| Total loans | 97,935,000 | 97,715,000 | 97,766,000 | 98,844,000 |
| Allowance for loan losses | 889,000 | 891,000 | 877,000 | 856,000 |
| Securities available for sale | 8,488,000 | 12,462,000 | 16,899,000 | 19,086,000 |
| Securities held to maturity | 72,012,000 | 74,588,000 | 71,652,000 | 69,739,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,588,000 | 191,988,000 | 201,801,000 | 218,521,000 |
| Interest-bearing deposits | 175,880,000 | 174,867,000 | 181,371,000 | 200,385,000 |
| Noninterest-bearing deposits | 16,708,000 | 17,121,000 | 20,430,000 | 18,136,000 |
| Equity capital | 27,056,000 | 27,483,000 | 28,129,000 | 28,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,255,000 | 4,520,000 | 6,800,000 | 9,085,000 |
| Interest expense | 366,000 | 688,000 | 983,000 | 1,277,000 |
| Net interest income | 1,889,000 | 3,832,000 | 5,817,000 | 7,808,000 |
| Noninterest income | 157,000 | 317,000 | 482,000 | 652,000 |
| Noninterest expense | 1,591,000 | 3,178,000 | 4,776,000 | 6,460,000 |
| Provision for loan losses | 60,000 | 85,000 | 110,000 | 110,000 |
| Pretax income | 447,000 | 938,000 | 1,465,000 | 1,942,000 |
| Income tax | -6,000 | -12,000 | 38,000 | 104,000 |
| Net income | 453,000 | 950,000 | 1,427,000 | 1,838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,094,000 | 27,540,000 | 27,535,000 | 27,945,000 |
| Total capital | 27,983,000 | 28,431,000 | 28,412,000 | 28,801,000 |
| Risk-weighted assets | 112,181,000 | 113,811,000 | 111,378,000 | 117,001,000 |