Call reports 2011
TRUSTTEXAS BANK, S.S.B. — 2011
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 190,609,000 | 192,184,000 | 198,639,000 | 212,280,000 |
| Total loans | 84,438,000 | 89,114,000 | 88,681,000 | 98,034,000 |
| Allowance for loan losses | 816,000 | 790,000 | 761,000 | 829,000 |
| Securities available for sale | 25,000 | 2,884,000 | 2,639,000 | 2,439,000 |
| Securities held to maturity | 64,423,000 | 66,824,000 | 69,044,000 | 73,513,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,445,000 | 164,688,000 | 170,870,000 | 183,945,000 |
| Interest-bearing deposits | 152,357,000 | 151,778,000 | 156,864,000 | 169,436,000 |
| Noninterest-bearing deposits | 11,088,000 | 12,910,000 | 14,006,000 | 14,509,000 |
| Equity capital | 25,744,000 | 25,977,000 | 26,225,000 | 26,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,978,000 | 4,008,000 | 6,103,000 | 8,302,000 |
| Interest expense | 472,000 | 908,000 | 1,324,000 | 1,724,000 |
| Net interest income | 1,506,000 | 3,100,000 | 4,779,000 | 6,578,000 |
| Noninterest income | 263,000 | 416,000 | 576,000 | 731,000 |
| Noninterest expense | 1,584,000 | 3,104,000 | 4,605,000 | 6,098,000 |
| Provision for loan losses | 67,000 | 67,000 | 162,000 | 212,000 |
| Pretax income | 118,000 | 345,000 | 588,000 | 999,000 |
| Income tax | -5,000 | -11,000 | -16,000 | -21,000 |
| Net income | 123,000 | 356,000 | 604,000 | 1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,744,000 | 25,977,000 | 26,225,000 | 26,641,000 |
| Total capital | 26,560,000 | 26,767,000 | 26,986,000 | 27,470,000 |
| Risk-weighted assets | 96,521,000 | 99,873,000 | 101,765,000 | 110,403,000 |