Call reports 2010
TRUSTTEXAS BANK, S.S.B. — 2010
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 164,063,000 | 173,084,000 | 175,784,000 | 184,473,000 |
| Total loans | 84,046,000 | 83,160,000 | 83,350,000 | 86,143,000 |
| Allowance for loan losses | 799,000 | 841,000 | 838,000 | 886,000 |
| Securities available for sale | 26,000 | 26,000 | 26,000 | 25,000 |
| Securities held to maturity | 50,963,000 | 56,434,000 | 55,383,000 | 58,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,580,000 | 146,544,000 | 148,983,000 | 157,467,000 |
| Interest-bearing deposits | 128,386,000 | 136,798,000 | 138,462,000 | 148,242,000 |
| Noninterest-bearing deposits | 9,194,000 | 9,746,000 | 10,521,000 | 9,225,000 |
| Equity capital | 25,159,000 | 25,231,000 | 25,464,000 | 25,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,837,000 | 3,709,000 | 5,603,000 | 7,518,000 |
| Interest expense | 479,000 | 959,000 | 1,450,000 | 1,942,000 |
| Net interest income | 1,358,000 | 2,750,000 | 4,153,000 | 5,576,000 |
| Noninterest income | -71,000 | 93,000 | 259,000 | 414,000 |
| Noninterest expense | 1,626,000 | 3,033,000 | 4,387,000 | 5,833,000 |
| Provision for loan losses | 0 | 165,000 | 165,000 | 215,000 |
| Pretax income | -233,000 | -249,000 | -37,000 | 45,000 |
| Income tax | -134,000 | -222,000 | -243,000 | -318,000 |
| Net income | -99,000 | -27,000 | 206,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,159,000 | 25,231,000 | 25,464,000 | 25,621,000 |
| Total capital | 25,958,000 | 26,072,000 | 26,302,000 | 26,507,000 |
| Risk-weighted assets | 86,592,000 | 91,039,000 | 91,532,000 | 96,666,000 |