Call reports 2009
TRUSTTEXAS BANK, S.S.B. — 2009
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 152,942,000 | 152,881,000 | 153,831,000 | 159,386,000 |
| Total loans | 94,431,000 | 93,218,000 | 91,589,000 | 85,937,000 |
| Allowance for loan losses | 783,000 | 783,000 | 827,000 | 814,000 |
| Securities available for sale | 31,000 | 31,000 | 29,000 | 29,000 |
| Securities held to maturity | 44,768,000 | 42,066,000 | 44,417,000 | 45,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,535,000 | 124,239,000 | 125,181,000 | 130,629,000 |
| Interest-bearing deposits | 114,477,000 | 115,129,000 | 115,233,000 | 122,507,000 |
| Noninterest-bearing deposits | 10,058,000 | 9,110,000 | 9,948,000 | 8,122,000 |
| Equity capital | 24,977,000 | 25,055,000 | 25,159,000 | 25,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,056,000 | 4,059,000 | 6,003,000 | 7,899,000 |
| Interest expense | 586,000 | 1,124,000 | 1,639,000 | 2,138,000 |
| Net interest income | 1,470,000 | 2,935,000 | 4,364,000 | 5,761,000 |
| Noninterest income | 126,000 | 268,000 | 404,000 | 540,000 |
| Noninterest expense | 1,431,000 | 2,920,000 | 4,293,000 | 5,804,000 |
| Provision for loan losses | 30,000 | 30,000 | 70,000 | 70,000 |
| Pretax income | 144,000 | 262,000 | 414,000 | 436,000 |
| Income tax | 49,000 | 89,000 | 137,000 | 9,000 |
| Net income | 95,000 | 173,000 | 277,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,975,000 | 25,053,000 | 25,157,000 | 25,308,000 |
| Total capital | 25,758,000 | 25,836,000 | 25,984,000 | 26,122,000 |
| Risk-weighted assets | 88,613,000 | 88,512,000 | 88,096,000 | 86,465,000 |