Call reports 2008
TRUSTTEXAS BANK, S.S.B. — 2008
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 151,899,000 | 151,313,000 | 149,345,000 | 155,940,000 |
| Total loans | 86,886,000 | 88,721,000 | 92,201,000 | 96,141,000 |
| Allowance for loan losses | 748,000 | 758,000 | 754,000 | 754,000 |
| Securities available for sale | 2,164,000 | 1,980,000 | 1,947,000 | 1,912,000 |
| Securities held to maturity | 50,482,000 | 48,423,000 | 46,336,000 | 45,284,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,552,000 | 121,051,000 | 118,749,000 | 125,095,000 |
| Interest-bearing deposits | 111,117,000 | 109,188,000 | 108,082,000 | 114,750,000 |
| Noninterest-bearing deposits | 10,435,000 | 11,863,000 | 10,667,000 | 10,345,000 |
| Equity capital | 24,542,000 | 24,550,000 | 24,720,000 | 24,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,162,000 | 4,291,000 | 6,385,000 | 8,482,000 |
| Interest expense | 781,000 | 1,488,000 | 2,145,000 | 2,770,000 |
| Net interest income | 1,381,000 | 2,803,000 | 4,240,000 | 5,712,000 |
| Noninterest income | 122,000 | 249,000 | 390,000 | 539,000 |
| Noninterest expense | 1,431,000 | 2,817,000 | 4,189,000 | 5,600,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 235,000 | 441,000 | 651,000 |
| Income tax | 29,000 | 80,000 | 150,000 | 215,000 |
| Net income | 43,000 | 155,000 | 291,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,537,000 | 24,599,000 | 24,734,000 | 24,880,000 |
| Total capital | 25,285,000 | 25,357,000 | 25,488,000 | 25,634,000 |
| Risk-weighted assets | 77,166,000 | 80,789,000 | 84,511,000 | 88,691,000 |