Call reports 2007
TRUSTTEXAS BANK, S.S.B. — 2007
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 154,474,000 | 153,649,000 | 147,544,000 | 146,897,000 |
| Total loans | 77,441,000 | 79,715,000 | 81,274,000 | 83,756,000 |
| Allowance for loan losses | 958,000 | 949,000 | 947,000 | 750,000 |
| Securities available for sale | 2,496,000 | 2,312,000 | 2,234,000 | 2,190,000 |
| Securities held to maturity | 59,563,000 | 58,215,000 | 55,236,000 | 52,751,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,480,000 | 128,634,000 | 120,811,000 | 121,723,000 |
| Interest-bearing deposits | 117,989,000 | 117,089,000 | 109,431,000 | 111,466,000 |
| Noninterest-bearing deposits | 11,491,000 | 11,545,000 | 11,380,000 | 10,257,000 |
| Equity capital | 24,319,000 | 24,347,000 | 24,464,000 | 24,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,180,000 | 4,394,000 | 6,588,000 | 8,739,000 |
| Interest expense | 847,000 | 1,711,000 | 2,527,000 | 3,316,000 |
| Net interest income | 1,333,000 | 2,683,000 | 4,061,000 | 5,423,000 |
| Noninterest income | 113,000 | 225,000 | 329,000 | 447,000 |
| Noninterest expense | 1,283,000 | 2,645,000 | 3,986,000 | 5,535,000 |
| Provision for loan losses | 0 | 0 | 0 | -175,000 |
| Pretax income | 163,000 | 263,000 | 404,000 | 510,000 |
| Income tax | 55,000 | 89,000 | 137,000 | 173,000 |
| Net income | 108,000 | 174,000 | 267,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,364,000 | 24,431,000 | 24,524,000 | 24,494,000 |
| Total capital | 25,218,000 | 25,319,000 | 25,414,000 | 25,244,000 |
| Risk-weighted assets | 68,254,000 | 70,966,000 | 71,119,000 | 72,879,000 |