Call reports 2006
TRUSTTEXAS BANK, S.S.B. — 2006
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 173,111,000 | 160,005,000 | 157,818,000 | 155,415,000 |
| Total loans | 82,220,000 | 80,948,000 | 80,008,000 | 79,349,000 |
| Allowance for loan losses | 1,014,000 | 985,000 | 980,000 | 969,000 |
| Securities available for sale | 2,989,000 | 2,809,000 | 2,718,000 | 2,611,000 |
| Securities held to maturity | 64,784,000 | 63,658,000 | 60,931,000 | 61,131,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,071,000 | 135,526,000 | 132,998,000 | 130,527,000 |
| Interest-bearing deposits | 136,555,000 | 124,430,000 | 121,184,000 | 119,239,000 |
| Noninterest-bearing deposits | 11,516,000 | 11,096,000 | 11,814,000 | 11,288,000 |
| Equity capital | 23,900,000 | 24,078,000 | 24,211,000 | 24,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,274,000 | 4,529,000 | 6,716,000 | 8,916,000 |
| Interest expense | 833,000 | 1,651,000 | 2,484,000 | 3,369,000 |
| Net interest income | 1,441,000 | 2,878,000 | 4,232,000 | 5,547,000 |
| Noninterest income | 154,000 | 284,000 | 403,000 | 514,000 |
| Noninterest expense | 1,170,000 | 2,426,000 | 3,759,000 | 5,254,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 425,000 | 736,000 | 876,000 | 807,000 |
| Income tax | 144,000 | 250,000 | 298,000 | 249,000 |
| Net income | 281,000 | 486,000 | 578,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,978,000 | 24,183,000 | 24,275,000 | 24,256,000 |
| Total capital | 24,899,000 | 25,068,000 | 25,142,000 | 25,127,000 |
| Risk-weighted assets | 73,569,000 | 70,702,000 | 69,221,000 | 69,596,000 |