Call reports 2005
TRUSTTEXAS BANK, S.S.B. — 2005
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 178,631,000 | 177,157,000 | 170,987,000 | 175,132,000 |
| Total loans | 83,252,000 | 82,920,000 | 81,556,000 | 82,487,000 |
| Allowance for loan losses | 1,000,000 | 997,000 | 1,011,000 | 1,031,000 |
| Securities available for sale | 3,953,000 | 3,743,000 | 3,418,000 | 3,168,000 |
| Securities held to maturity | 73,906,000 | 78,384,000 | 74,345,000 | 68,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,826,000 | 151,963,000 | 145,744,000 | 150,281,000 |
| Interest-bearing deposits | 143,728,000 | 142,218,000 | 135,686,000 | 140,886,000 |
| Noninterest-bearing deposits | 10,098,000 | 9,745,000 | 10,058,000 | 9,395,000 |
| Equity capital | 23,514,000 | 23,894,000 | 24,062,000 | 23,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,225,000 | 4,493,000 | 6,699,000 | 8,934,000 |
| Interest expense | 653,000 | 1,372,000 | 2,111,000 | 2,882,000 |
| Net interest income | 1,572,000 | 3,121,000 | 4,588,000 | 6,052,000 |
| Noninterest income | 142,000 | 282,000 | 419,000 | 552,000 |
| Noninterest expense | 1,171,000 | 2,316,000 | 3,608,000 | 5,530,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 523,000 | 1,037,000 | 1,319,000 | 964,000 |
| Income tax | 179,000 | 353,000 | 449,000 | 499,000 |
| Net income | 344,000 | 684,000 | 870,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,575,000 | 23,915,000 | 24,101,000 | 23,697,000 |
| Total capital | 24,478,000 | 24,820,000 | 24,989,000 | 24,609,000 |
| Risk-weighted assets | 72,181,000 | 72,324,000 | 70,907,000 | 72,817,000 |