Call reports 2004
TRUSTTEXAS BANK, S.S.B. — 2004
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 177,483,000 | 177,674,000 | 172,987,000 | 178,391,000 |
| Total loans | 82,271,000 | 81,905,000 | 82,163,000 | 83,297,000 |
| Allowance for loan losses | 867,000 | 910,000 | 975,000 | 990,000 |
| Securities available for sale | 5,646,000 | 4,878,000 | 4,613,000 | 4,286,000 |
| Securities held to maturity | 72,797,000 | 77,504,000 | 75,972,000 | 77,372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,114,000 | 154,151,000 | 149,024,000 | 154,093,000 |
| Interest-bearing deposits | 146,522,000 | 146,227,000 | 139,543,000 | 144,804,000 |
| Noninterest-bearing deposits | 7,592,000 | 7,924,000 | 9,481,000 | 9,289,000 |
| Equity capital | 22,180,000 | 22,428,000 | 22,844,000 | 23,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,202,000 | 4,326,000 | 6,481,000 | 8,685,000 |
| Interest expense | 629,000 | 1,228,000 | 1,815,000 | 2,431,000 |
| Net interest income | 1,573,000 | 3,098,000 | 4,666,000 | 6,254,000 |
| Noninterest income | 158,000 | 311,000 | 472,000 | 619,000 |
| Noninterest expense | 1,125,000 | 2,225,000 | 3,359,000 | 4,493,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 220,000 |
| Pretax income | 559,000 | 1,077,000 | 1,612,000 | 2,173,000 |
| Income tax | 190,000 | 366,000 | 548,000 | 727,000 |
| Net income | 369,000 | 711,000 | 1,064,000 | 1,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,153,000 | 22,497,000 | 22,849,000 | 23,231,000 |
| Total capital | 23,020,000 | 23,366,000 | 23,726,000 | 24,125,000 |
| Risk-weighted assets | 69,344,000 | 69,441,000 | 70,042,000 | 71,432,000 |