Call reports 2003
TRUSTTEXAS BANK, S.S.B. — 2003
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 175,831,000 | 173,056,000 | 178,953,000 | 178,571,000 |
| Total loans | 87,147,000 | 84,898,000 | 83,731,000 | 82,703,000 |
| Allowance for loan losses | 671,000 | 746,000 | 790,000 | 829,000 |
| Securities available for sale | 0 | 2,096,000 | 6,431,000 | 5,924,000 |
| Securities held to maturity | 72,265,000 | 68,334,000 | 73,780,000 | 74,826,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,594,000 | 150,672,000 | 156,364,000 | 155,745,000 |
| Interest-bearing deposits | 147,004,000 | 143,472,000 | 148,783,000 | 150,052,000 |
| Noninterest-bearing deposits | 6,590,000 | 7,200,000 | 7,581,000 | 5,693,000 |
| Equity capital | 20,849,000 | 21,240,000 | 21,514,000 | 21,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,425,000 | 4,762,000 | 6,936,000 | 9,028,000 |
| Interest expense | 858,000 | 1,620,000 | 2,328,000 | 3,008,000 |
| Net interest income | 1,567,000 | 3,142,000 | 4,608,000 | 6,020,000 |
| Noninterest income | 148,000 | 298,000 | 450,000 | 617,000 |
| Noninterest expense | 1,002,000 | 2,076,000 | 3,142,000 | 4,251,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 653,000 | 1,244,000 | 1,736,000 | 2,146,000 |
| Income tax | 222,000 | 423,000 | 590,000 | 735,000 |
| Net income | 431,000 | 821,000 | 1,146,000 | 1,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,801,000 | 21,192,000 | 21,519,000 | 21,784,000 |
| Total capital | 21,472,000 | 21,938,000 | 22,309,000 | 22,613,000 |
| Risk-weighted assets | 73,234,000 | 71,441,000 | 71,389,000 | 69,551,000 |