Call reports 2002
TRUSTTEXAS BANK, S.S.B. — 2002
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 174,804,000 | 169,946,000 | 163,930,000 | 175,808,000 |
| Total loans | 87,603,000 | 87,062,000 | 86,315,000 | 86,944,000 |
| Allowance for loan losses | 553,000 | 592,000 | 603,000 | 599,000 |
| Securities available for sale | 730,000 | 691,000 | 403,000 | 0 |
| Securities held to maturity | 72,796,000 | 66,308,000 | 64,563,000 | 70,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,705,000 | 147,502,000 | 142,778,000 | 154,319,000 |
| Interest-bearing deposits | 147,510,000 | 140,823,000 | 135,336,000 | 148,304,000 |
| Noninterest-bearing deposits | 5,195,000 | 6,679,000 | 7,442,000 | 6,015,000 |
| Equity capital | 19,210,000 | 19,689,000 | 20,114,000 | 20,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,694,000 | 5,287,000 | 7,798,000 | 10,267,000 |
| Interest expense | 1,195,000 | 2,215,000 | 3,221,000 | 4,138,000 |
| Net interest income | 1,499,000 | 3,072,000 | 4,577,000 | 6,129,000 |
| Noninterest income | 141,000 | 324,000 | 490,000 | 649,000 |
| Noninterest expense | 966,000 | 1,955,000 | 2,922,000 | 4,072,000 |
| Provision for loan losses | 30,000 | 70,000 | 130,000 | 190,000 |
| Pretax income | 642,000 | 1,370,000 | 2,013,000 | 2,514,000 |
| Income tax | 215,000 | 459,000 | 674,000 | 861,000 |
| Net income | 427,000 | 911,000 | 1,339,000 | 1,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,141,000 | 19,626,000 | 20,054,000 | 20,370,000 |
| Total capital | 19,694,000 | 20,218,000 | 20,657,000 | 20,969,000 |
| Risk-weighted assets | 70,266,000 | 70,003,000 | 69,120,000 | 72,560,000 |