Call reports 2001
TRUSTTEXAS BANK, S.S.B. — 2001
What TRUSTTEXAS BANK, S.S.B. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 170,340,000 | 171,024,000 | 173,835,000 | 172,596,000 |
| Total loans | 88,058,000 | 90,213,000 | 89,749,000 | 88,416,000 |
| Allowance for loan losses | 466,000 | 478,000 | 504,000 | 536,000 |
| Securities available for sale | 21,605,000 | 19,903,000 | 7,694,000 | 1,714,000 |
| Securities held to maturity | 43,791,000 | 47,518,000 | 59,892,000 | 68,610,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,381,000 | 149,916,000 | 152,125,000 | 150,734,000 |
| Interest-bearing deposits | 144,990,000 | 144,218,000 | 146,470,000 | 146,275,000 |
| Noninterest-bearing deposits | 4,391,000 | 5,698,000 | 5,655,000 | 4,459,000 |
| Equity capital | 17,611,000 | 18,017,000 | 18,564,000 | 18,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,941,000 | 5,898,000 | 8,763,000 | 11,496,000 |
| Interest expense | 1,780,000 | 3,453,000 | 5,017,000 | 6,403,000 |
| Net interest income | 1,161,000 | 2,445,000 | 3,746,000 | 5,093,000 |
| Noninterest income | 142,000 | 281,000 | 417,000 | 559,000 |
| Noninterest expense | 930,000 | 1,818,000 | 2,750,000 | 3,823,000 |
| Provision for loan losses | 14,000 | 51,000 | 78,000 | 120,000 |
| Pretax income | 387,000 | 885,000 | 1,368,000 | 1,742,000 |
| Income tax | 110,000 | 269,000 | 425,000 | 547,000 |
| Net income | 277,000 | 616,000 | 943,000 | 1,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,794,000 | 18,133,000 | 18,461,000 | 18,714,000 |
| Total capital | 18,260,000 | 18,611,000 | 18,965,000 | 19,250,000 |
| Risk-weighted assets | 74,144,000 | 70,207,000 | 71,814,000 | 70,900,000 |