Call reports 2026
SHOREHAM BANK — 2026
What SHOREHAM BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 522,042,000 | 534,750,000 |
| Total loans | 457,573,000 | 468,774,000 |
| Allowance for loan losses | 9,743,000 | 9,906,000 |
| Securities available for sale | 15,872,000 | 15,847,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 417,845,000 | 420,473,000 |
| Interest-bearing deposits | 408,337,000 | 405,076,000 |
| Noninterest-bearing deposits | 9,508,000 | 15,397,000 |
| Equity capital | 54,818,000 | 55,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,001,000 | 18,509,000 |
| Interest expense | 3,868,000 | 7,958,000 |
| Net interest income | 5,133,000 | 10,551,000 |
| Noninterest income | 1,298,000 | 4,143,000 |
| Noninterest expense | 5,156,000 | 11,250,000 |
| Provision for loan losses | 900,000 | 1,825,000 |
| Pretax income | 375,000 | 1,619,000 |
| Income tax | 0 | 0 |
| Net income | 375,000 | 1,619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 54,924,000 | 55,413,000 |
| Total capital | 60,315,000 | 60,909,000 |
| Risk-weighted assets | 426,984,000 | 435,343,000 |