Call reports 2023
SHOREHAM BANK — 2023
What SHOREHAM BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 369,964,000 | 388,493,000 | 400,899,000 | 416,722,000 |
| Total loans | 315,317,000 | 334,578,000 | 348,252,000 | 366,434,000 |
| Allowance for loan losses | 6,981,000 | 7,259,000 | 7,435,000 | 7,495,000 |
| Securities available for sale | 12,826,000 | 12,664,000 | 12,194,000 | 12,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,863,000 | 328,861,000 | 341,218,000 | 341,636,000 |
| Interest-bearing deposits | 302,437,000 | 320,117,000 | 332,627,000 | 336,305,000 |
| Noninterest-bearing deposits | 8,426,000 | 8,744,000 | 8,591,000 | 5,331,000 |
| Equity capital | 48,536,000 | 49,993,000 | 50,614,000 | 50,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,174,000 | 14,544,000 | 22,499,000 | 30,994,000 |
| Interest expense | 2,104,000 | 4,442,000 | 7,240,000 | 10,414,000 |
| Net interest income | 5,070,000 | 10,102,000 | 15,259,000 | 20,580,000 |
| Noninterest income | 3,116,000 | 5,068,000 | 7,210,000 | 8,199,000 |
| Noninterest expense | 5,219,000 | 10,305,000 | 16,152,000 | 20,961,000 |
| Provision for loan losses | 300,000 | 600,000 | 1,000,000 | 1,415,000 |
| Pretax income | 2,667,000 | 4,265,000 | 5,317,000 | 6,403,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,667,000 | 4,265,000 | 5,317,000 | 6,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,765,000 | 50,363,000 | 51,415,000 | 51,157,000 |
| Total capital | 52,526,000 | 54,331,000 | 55,612,000 | 55,485,000 |
| Risk-weighted assets | 297,426,000 | 313,871,000 | 332,533,000 | 343,096,000 |
Machine access — free, no API key
Every figure shown here about SHOREHAM BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.