Call reports 2022
SHOREHAM BANK — 2022
What SHOREHAM BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 337,619,000 | 326,160,000 | 347,557,000 | 379,838,000 |
| Total loans | 257,174,000 | 283,160,000 | 294,780,000 | 330,625,000 |
| Allowance for loan losses | 7,380,000 | 7,264,000 | 6,583,000 | 6,353,000 |
| Securities available for sale | 726,000 | 653,000 | 11,444,000 | 11,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,122,000 | 271,250,000 | 278,215,000 | 324,741,000 |
| Interest-bearing deposits | 284,582,000 | 259,861,000 | 270,404,000 | 318,248,000 |
| Noninterest-bearing deposits | 8,540,000 | 11,389,000 | 7,811,000 | 6,493,000 |
| Equity capital | 41,752,000 | 43,081,000 | 44,814,000 | 46,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,615,000 | 9,678,000 | 15,464,000 | 22,451,000 |
| Interest expense | 1,068,000 | 2,037,000 | 3,241,000 | 5,023,000 |
| Net interest income | 3,547,000 | 7,641,000 | 12,223,000 | 17,428,000 |
| Noninterest income | 5,011,000 | 7,077,000 | 9,039,000 | 9,509,000 |
| Noninterest expense | 4,821,000 | 9,641,000 | 14,479,000 | 18,758,000 |
| Provision for loan losses | 0 | 0 | -400,000 | -400,000 |
| Pretax income | 3,737,000 | 5,077,000 | 7,183,000 | 8,579,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,737,000 | 5,077,000 | 7,183,000 | 8,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,755,000 | 43,096,000 | 45,202,000 | 46,598,000 |
| Total capital | 44,987,000 | 46,476,000 | 48,748,000 | 50,312,000 |
| Risk-weighted assets | 253,930,000 | 266,037,000 | 280,336,000 | 294,245,000 |
Machine access — free, no API key
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