Call reports 2021
SHOREHAM BANK — 2021
What SHOREHAM BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 373,296,000 | 362,291,000 | 362,379,000 | 339,245,000 |
| Total loans | 301,565,000 | 287,643,000 | 273,638,000 | 264,184,000 |
| Allowance for loan losses | 8,129,000 | 7,767,000 | 7,667,000 | 7,501,000 |
| Securities available for sale | 979,000 | 928,000 | 852,000 | 808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,174,000 | 314,454,000 | 310,002,000 | 298,822,000 |
| Interest-bearing deposits | 320,222,000 | 305,397,000 | 299,789,000 | 285,934,000 |
| Noninterest-bearing deposits | 9,952,000 | 9,057,000 | 10,213,000 | 12,888,000 |
| Equity capital | 39,007,000 | 44,191,000 | 34,140,000 | 38,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,119,000 | 10,044,000 | 15,185,000 | 20,296,000 |
| Interest expense | 1,458,000 | 2,782,000 | 4,031,000 | 5,206,000 |
| Net interest income | 3,661,000 | 7,262,000 | 11,154,000 | 15,090,000 |
| Noninterest income | 4,528,000 | 10,012,000 | 14,519,000 | 18,132,000 |
| Noninterest expense | 4,807,000 | 8,704,000 | 13,575,000 | 17,226,000 |
| Provision for loan losses | 740,000 | 740,000 | 740,000 | 740,000 |
| Pretax income | 2,642,000 | 7,830,000 | 11,358,000 | 15,256,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,642,000 | 7,830,000 | 11,358,000 | 15,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,981,000 | 44,169,000 | 34,120,000 | 38,019,000 |
| Total capital | 42,500,000 | 47,598,000 | 37,484,000 | 41,279,000 |
| Risk-weighted assets | 276,495,000 | 269,515,000 | 264,386,000 | 256,129,000 |