Call reports 2018
SHOREHAM BANK — 2018
What SHOREHAM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 277,415,000 | 290,427,000 | 294,229,000 | 302,006,000 |
| Total loans | 245,681,000 | 259,526,000 | 264,456,000 | 269,978,000 |
| Allowance for loan losses | 3,557,000 | 3,658,000 | 3,795,000 | 3,905,000 |
| Securities available for sale | 1,994,000 | 1,845,000 | 1,740,000 | 1,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,294,000 | 233,620,000 | 249,714,000 | 253,435,000 |
| Interest-bearing deposits | 220,671,000 | 221,160,000 | 238,298,000 | 241,877,000 |
| Noninterest-bearing deposits | 9,623,000 | 12,460,000 | 11,416,000 | 11,558,000 |
| Equity capital | 26,473,000 | 27,276,000 | 27,572,000 | 28,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,009,000 | 8,400,000 | 13,240,000 | 17,997,000 |
| Interest expense | 874,000 | 1,969,000 | 3,220,000 | 4,652,000 |
| Net interest income | 3,135,000 | 6,431,000 | 10,020,000 | 13,345,000 |
| Noninterest income | 1,433,000 | 3,135,000 | 4,376,000 | 6,052,000 |
| Noninterest expense | 4,116,000 | 8,030,000 | 11,660,000 | 15,356,000 |
| Provision for loan losses | 200,000 | 480,000 | 780,000 | 1,330,000 |
| Pretax income | 252,000 | 1,056,000 | 1,956,000 | 2,711,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 252,000 | 1,056,000 | 1,956,000 | 2,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,494,000 | 27,298,000 | 27,598,000 | 28,352,000 |
| Total capital | 29,271,000 | 30,179,000 | 30,626,000 | 31,445,000 |
| Risk-weighted assets | 220,638,000 | 228,937,000 | 240,679,000 | 246,133,000 |
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