Call reports 2017
SHOREHAM BANK — 2017
What SHOREHAM BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 265,542,000 | 296,542,000 | 291,765,000 | 264,496,000 |
| Total loans | 225,753,000 | 261,011,000 | 257,908,000 | 232,550,000 |
| Allowance for loan losses | 2,943,000 | 3,160,000 | 3,228,000 | 3,453,000 |
| Securities available for sale | 2,483,000 | 2,374,000 | 2,248,000 | 2,093,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,546,000 | 242,845,000 | 241,262,000 | 231,769,000 |
| Interest-bearing deposits | 226,100,000 | 237,713,000 | 237,120,000 | 225,833,000 |
| Noninterest-bearing deposits | 3,446,000 | 5,132,000 | 4,142,000 | 5,936,000 |
| Equity capital | 26,216,000 | 26,674,000 | 27,975,000 | 30,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,765,000 | 7,934,000 | 12,472,000 | 16,809,000 |
| Interest expense | 748,000 | 1,592,000 | 2,557,000 | 3,480,000 |
| Net interest income | 3,017,000 | 6,342,000 | 9,915,000 | 13,329,000 |
| Noninterest income | 1,120,000 | 2,256,000 | 4,387,000 | 7,935,000 |
| Noninterest expense | 3,655,000 | 7,301,000 | 11,280,000 | 15,323,000 |
| Provision for loan losses | 300,000 | 660,000 | 1,090,000 | 1,540,000 |
| Pretax income | 182,000 | 637,000 | 1,932,000 | 4,401,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 182,000 | 637,000 | 1,932,000 | 4,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,224,000 | 26,677,000 | 27,973,000 | 30,442,000 |
| Total capital | 28,844,000 | 29,573,000 | 30,887,000 | 33,043,000 |
| Risk-weighted assets | 208,468,000 | 230,581,000 | 231,995,000 | 206,479,000 |