Call reports 2014
SHOREHAM BANK — 2014
What SHOREHAM BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 205,828,000 | 213,690,000 | 216,231,000 | 214,371,000 |
| Total loans | 174,899,000 | 182,523,000 | 186,584,000 | 180,715,000 |
| Allowance for loan losses | 3,847,000 | 3,563,000 | 3,497,000 | 3,152,000 |
| Securities available for sale | 4,754,000 | 4,530,000 | 4,221,000 | 3,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,242,000 | 184,979,000 | 188,491,000 | 190,225,000 |
| Interest-bearing deposits | 181,651,000 | 182,414,000 | 185,042,000 | 187,522,000 |
| Noninterest-bearing deposits | 2,591,000 | 2,565,000 | 3,449,000 | 2,703,000 |
| Equity capital | 19,478,000 | 20,672,000 | 20,927,000 | 21,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,037,000 | 6,302,000 | 9,614,000 | 13,107,000 |
| Interest expense | 570,000 | 1,171,000 | 1,804,000 | 2,452,000 |
| Net interest income | 2,467,000 | 5,131,000 | 7,810,000 | 10,655,000 |
| Noninterest income | 461,000 | 1,104,000 | 1,930,000 | 3,183,000 |
| Noninterest expense | 2,794,000 | 5,877,000 | 8,851,000 | 11,938,000 |
| Provision for loan losses | 0 | 50,000 | 300,000 | 300,000 |
| Pretax income | 134,000 | 308,000 | 589,000 | 1,600,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 308,000 | 589,000 | 1,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,486,000 | 20,660,000 | 20,941,000 | 21,952,000 |
| Total capital | 21,418,000 | 22,663,000 | 22,983,000 | 23,932,000 |
| Risk-weighted assets | 151,832,000 | 157,890,000 | 161,104,000 | 156,356,000 |
Machine access — free, no API key
Every figure shown here about SHOREHAM BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.