Call reports 2026
FIRST STATE BANK OF TEXAS — 2026
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 349,004,000 | 353,628,000 |
| Total loans | 258,684,000 | 259,502,000 |
| Allowance for loan losses | 2,909,000 | 2,885,000 |
| Securities available for sale | 37,274,000 | 34,645,000 |
| Securities held to maturity | 16,372,000 | 16,385,000 |
| Trading assets | 0 | 0 |
| Total deposits | 311,220,000 | 316,346,000 |
| Interest-bearing deposits | 197,564,000 | 198,244,000 |
| Noninterest-bearing deposits | 113,656,000 | 118,102,000 |
| Equity capital | 35,943,000 | 34,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,872,000 | 11,135,000 |
| Interest expense | 1,487,000 | 2,805,000 |
| Net interest income | 4,385,000 | 8,330,000 |
| Noninterest income | 351,000 | 553,000 |
| Noninterest expense | 3,276,000 | 6,550,000 |
| Provision for loan losses | 540,000 | 1,180,000 |
| Pretax income | 934,000 | 1,017,000 |
| Income tax | 0 | 0 |
| Net income | 934,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 32,869,000 | 31,998,000 |