Call reports 2025
FIRST STATE BANK OF TEXAS — 2025
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 347,241,000 | 349,880,000 | 356,305,000 | 368,714,000 |
| Total loans | 216,215,000 | 211,725,000 | 237,950,000 | 261,742,000 |
| Allowance for loan losses | 2,119,000 | 3,021,000 | 3,320,000 | 3,649,000 |
| Securities available for sale | 55,914,000 | 51,313,000 | 52,852,000 | 48,132,000 |
| Securities held to maturity | 16,479,000 | 18,278,000 | 17,828,000 | 17,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,134,000 | 314,954,000 | 318,524,000 | 330,638,000 |
| Interest-bearing deposits | 203,423,000 | 205,640,000 | 203,536,000 | 209,615,000 |
| Noninterest-bearing deposits | 108,711,000 | 109,314,000 | 114,988,000 | 121,023,000 |
| Equity capital | 33,350,000 | 32,763,000 | 35,096,000 | 36,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,328,000 | 10,898,000 | 16,797,000 | 22,905,000 |
| Interest expense | 1,948,000 | 3,884,000 | 5,696,000 | 7,375,000 |
| Net interest income | 3,380,000 | 7,014,000 | 11,101,000 | 15,530,000 |
| Noninterest income | 271,000 | 557,000 | 847,000 | 1,160,000 |
| Noninterest expense | 3,072,000 | 6,206,000 | 9,369,000 | 12,436,000 |
| Provision for loan losses | 95,000 | 1,283,000 | 1,731,000 | 2,321,000 |
| Pretax income | 484,000 | -20,000 | 746,000 | 1,831,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 484,000 | -20,000 | 746,000 | 1,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,398,000 | 29,941,000 | 31,754,000 | 32,886,000 |