Call reports 2024
FIRST STATE BANK OF TEXAS — 2024
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 296,147,000 | 285,086,000 | 297,276,000 | 337,524,000 |
| Total loans | 189,627,000 | 199,400,000 | 197,635,000 | 211,656,000 |
| Allowance for loan losses | 1,932,000 | 1,943,000 | 1,930,000 | 2,020,000 |
| Securities available for sale | 37,402,000 | 33,312,000 | 31,157,000 | 47,348,000 |
| Securities held to maturity | 17,630,000 | 17,644,000 | 17,158,000 | 17,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,640,000 | 243,909,000 | 262,042,000 | 302,879,000 |
| Interest-bearing deposits | 135,244,000 | 135,137,000 | 153,114,000 | 196,135,000 |
| Noninterest-bearing deposits | 117,396,000 | 108,772,000 | 108,928,000 | 106,744,000 |
| Equity capital | 30,027,000 | 31,333,000 | 33,073,000 | 33,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,569,000 | 9,260,000 | 14,105,000 | 19,332,000 |
| Interest expense | 1,224,000 | 2,565,000 | 4,036,000 | 5,816,000 |
| Net interest income | 3,345,000 | 6,695,000 | 10,069,000 | 13,516,000 |
| Noninterest income | 263,000 | 531,000 | 828,000 | 1,110,000 |
| Noninterest expense | 2,352,000 | 4,854,000 | 7,417,000 | 10,206,000 |
| Provision for loan losses | 115,000 | 130,000 | 145,000 | 191,000 |
| Pretax income | 1,141,000 | 2,242,000 | 3,335,000 | 4,229,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,141,000 | 2,242,000 | 3,335,000 | 4,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,540,000 | 28,687,000 | 29,827,000 | 30,767,000 |