Call reports 2023
FIRST STATE BANK OF TEXAS — 2023
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 269,317,000 | 272,709,000 | 279,827,000 | 280,239,000 |
| Total loans | 178,048,000 | 180,060,000 | 174,660,000 | 178,141,000 |
| Allowance for loan losses | 1,418,000 | 1,011,000 | 1,190,000 | 1,902,000 |
| Securities available for sale | 41,216,000 | 40,783,000 | 42,343,000 | 41,057,000 |
| Securities held to maturity | 17,452,000 | 15,308,000 | 15,732,000 | 18,366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,508,000 | 227,697,000 | 233,479,000 | 234,854,000 |
| Interest-bearing deposits | 110,542,000 | 116,559,000 | 122,079,000 | 129,087,000 |
| Noninterest-bearing deposits | 114,966,000 | 111,138,000 | 111,400,000 | 105,767,000 |
| Equity capital | 27,745,000 | 28,673,000 | 29,558,000 | 30,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,394,000 | 7,150,000 | 11,134,000 | 15,208,000 |
| Interest expense | 320,000 | 953,000 | 1,884,000 | 2,965,000 |
| Net interest income | 3,074,000 | 6,197,000 | 9,250,000 | 12,243,000 |
| Noninterest income | 263,000 | 541,000 | 826,000 | 952,000 |
| Noninterest expense | 2,155,000 | 4,411,000 | 6,619,000 | 8,705,000 |
| Provision for loan losses | 60,000 | 210,000 | 370,000 | 1,063,000 |
| Pretax income | 1,122,000 | 2,117,000 | 3,087,000 | 3,419,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,122,000 | 2,117,000 | 3,087,000 | 3,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,715,000 | 26,758,000 | 27,775,000 | 28,152,000 |